The Derivative Project

Retirement Investors: A Huge Reason to Ditch Money Market Funds Now

We have written in previous Blog Posts about the concept of “voluntary recapture.”  Well, look out it is coming!  Time to protect your .01% money market yield, from the fees that money market funds believe they deserve for babysitting your cash. September 3, 2012 Blog Post:  Attention Retirement Savers:  Time…

Why Financial Literacy Efforts Failed: Wall Street Wrote the Curriculum and Spread the Message with the help of Public Radio

Experts are baffled by why all the tax dollars and private money flowing into K-12 Curriculum and private foundation support has failed to make a dent in American’s financial literacy score. Here is brief synopsis at CNBC, June 4, 2013, Financial Literacy Efforts Get Failing Grade. With a focus on…

Do Most Americans Want Deregulation? Finally, House Democrats Push for Honest Debate

“The least we could do is have an honest debate on these issues. Why don’t we have this debate in front of the American people? We may lose, but at least we’ll have educated people as to what we’re talking about.”  —Congresswoman Waters, in a June 12, 2013 Press Release…